FLOOD INSURANCE

Protection Beyond Standard Coverage

Flooding can happen unexpectedly—and it’s not covered under standard property insurance policies. Whether it’s caused by heavy rain, rising rivers, or rapid snowmelt, flood damage can be costly without the right protection in place.

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At River Valley Insurance Group, we help homeowners and business owners secure dedicated flood coverage to protect their property, buildings, and contents from flood-related losses.

SOLUTIONS

What You Need to Know About Flood Coverage:

• Flood damage is excluded from standard home and commercial property policies

• Coverage is available through a separate flood insurance policy

• Protection can include buildings and contents (subject to limits and restrictions)

• Coverage is available even if you are not located in a high-risk flood zone

Contrary to common belief, you don’t have to live in a designated flood zone to purchase coverage. If you’re in a participating community—which includes most areas in and around Madison and Hanover, Indiana—you may qualify for a preferred risk policy.

Why River Valley Insurance?